| Your borrowers
want speed, accuracy, convenience and security. V4 is the only server-based
instant online loan approval solution allowing you to control the
entire loan process. V4 gives you complete control of rates, terms,
credit scores, all your underwriting rules-including custom scorecards.
Your borrowers can apply at your web site or at your loan representatives'
desk. Within seconds, your borrowers are approved or referred to
a loan officer. Simultaneously your back office staff receives loan
approvals and custom formatted credit bureau reports.
All loan administration is done through an Internet browser-by you
or us. There is no hardware or software to buy and setup is fast
and easy. With V4, everyone including online borrowers, your back
office personnel and third-party indirect lenders are on the same
page, giving your institution consistent results, cutting-edge security,
Internet convenience and complete control.
V4 Does It All
V4 can be used to underwrite and automatically apply a rules-based
decisioning process to a wealth of products and services. Some of
these include:
- New and Used Automobiles
- New and Used Vehicles of any kind
- Home Improvements
- Home Equity
- Unsecured
- Credit Card
- Mortgage Borrower Qualifications
- Aircraft Loans
- Deposit and Transaction Accounts and Services (debit cards,
overdraft protection accounts, brokerage accounts)
- and virtually any type of loan or financial product where a
logical application and approval process can be described and
automated.
Instant Loan Decisions
Your borrowers are approved in seconds or are referred to the loan
officer of your choice.
Completely Customizable
Utilize your custom scoring systems and loan application processes.
V4 adapts to fit the way you do business and is branded with your
identity.
No Hardware or Software to Buy
V4 is a secure Internet solution... so there's no expensive hardware
or costly software to purchase or maintain. You’re up and running
in days.
Lower Loan Processing Costs
V4 saves you money on each loan you process and increases efficiency!
Maintain Human Control
V4 is user-friendly and keeps you in control of the entire approval
process. The final loan decision is still up to you.
Real-Time Updating
V4 gives you control of your rates and any loan setup feature and
updates instantly. It will even create Microsoft Office®-friendly
reports.
Integrates with Data Processors
V4 adheres to the new XML data standard, and communicates seamlessly
with data processors using XML, eliminating the need to re-enter
data.
Loan Management Center
Included FREE with your V4-Instant Loan Decision Solution, the Loan
Management Center is your command center for controlling each and
every aspect of how V4 works for you. You can benefit from these
powerful features:
- Utilize an unlimited number of customized underwriting rules
to match your internal lending processes.
- Customize your pre-screening function to save you fees for unacceptable
applicants.
- Update your rates online to ensure your information is always
current.
- Customize any question or field in your applications.
- Assign individual users specific permissions for access and
editing of functions.
- Assign specific loan applications to be sent to particular staff
members.
- Export loan activity reports to Microsoft Office-friendly formats
for enhanced analysis and graphing capabilities.
Supplemental Marketing Materials:
Interested in driving more traffic through your V4 Instant Online
Loan Decision Solution? Utilize the following supplemental marketing
resources:
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